Audi PCP Calculator
Calculate your Audi PCP monthly payments for A3, A4, A6, Q3, Q5, Q7 and more. Get instant quotes with our free Audi PCP finance calculator.
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Audi PCP Calculator
Final payment: £20250.00 (45%)
Your Audi PCP Finance Results
Amount to be financed
£38,250.00
Estimated monthly payment
£546.64
Term
48 months
Final payment at end
£20,250.00 (45%)
Total Amount Paid
£53,238.49
Total interest
£8,238.49
About Audi PCP Finance
Audi PCP (Personal Contract Purchase) is one of the most popular ways to finance an Audi.It offers flexible monthly payments and the option to own your Audi at the end of the agreement.
Audi Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Audi models on PCP include the A3, A4, A6, Q3, Q5, Q7, and electric models like the e-tron.
With Audi PCP, you can drive Vorsprung durch Technik with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Audi model at the end of your agreement.
Audi PCP FAQs
What is Audi PCP finance?
Audi PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive an Audi with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Audi models are available on PCP?
Most Audi models are available on PCP including the A1, A3, A4, A5, A6, A7, A8, Q2, Q3, Q5, Q7, Q8, and electric models like the e-tron and e-tron GT. Audi Sport models are also available on PCP.
What is the typical APR for Audi PCP?
Audi PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Audi often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Audi PCP?
Audi PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £45,000 Audi A4, you'd typically need a £4,500-£9,000 deposit.
Can I get Audi PCP with bad credit?
Audi Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Audi PCP?
At the end of your Audi PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Audi (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Audi.
Are there mileage restrictions on Audi PCP?
Yes, Audi PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Audi on PCP?
Audi PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Audi Financial Services before making any modifications.
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