Audi Hire Purchase Calculator

Calculate your Audi Hire Purchase monthly payments for A3, A4, A6, Q3, Q5, Q7 and more. Get instant quotes with our free Audi HP finance calculator.

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Audi Hire Purchase Calculator

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Your Audi Hire Purchase Results

Amount to be financed

£38,250.00

Monthly payment

£914.17

Term

48 months

Total Amount Paid

£50,630.17

Total interest

£5,630.17

You own the car after

48 months

About Audi Hire Purchase

Audi Hire Purchase is a straightforward way to finance your Audi.You pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the car.

Audi Financial Services offers competitive HP rates, typically ranging from 4.9% to 9.9% APR. Unlike PCP, there's no final balloon payment - you make equal monthly payments throughout the term.

Audi HP is ideal if you want to own your Audi outright and prefer predictable monthly payments. You can also settle the agreement early to save on interest charges.

Audi Hire Purchase FAQs

What is Audi Hire Purchase?

Audi Hire Purchase (HP) is a straightforward financing option where you pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the Audi.

How does Audi HP differ from PCP?

Unlike Audi PCP, Hire Purchase has no final balloon payment. You make equal monthly payments throughout the term and automatically own the car at the end. HP typically has higher monthly payments but lower total cost.

What Audi models are available on HP?

All Audi models are available on Hire Purchase including the A1, A3, A4, A5, A6, A7, A8, Q2, Q3, Q5, Q7, Q8, and electric models. Audi Sport models are also available on HP.

What is the typical APR for Audi HP?

Audi HP APR rates typically range from 4.9% to 9.9% depending on the model and your credit profile. Audi often offers promotional rates on selected models, sometimes as low as 0% APR.

How much deposit do I need for Audi HP?

Audi HP typically requires a minimum deposit of 10-20% of the car's value. For a £45,000 Audi A4, you'd typically need a £4,500-£9,000 deposit. You can put down more to reduce monthly payments.

Can I get Audi HP with bad credit?

Audi Financial Services offers HP to customers with various credit profiles. Those with excellent credit will get the best rates, but Audi will work with you to find suitable terms based on your circumstances.

Can I pay off Audi HP early?

Yes, you can settle your Audi HP agreement early. You'll receive a settlement figure that includes any outstanding balance minus interest charges. Early settlement can save you money on interest.

What happens if I miss Audi HP payments?

Missing Audi HP payments can result in late fees and may affect your credit rating. Audi Financial Services will contact you to discuss payment options. In severe cases, they may repossess the vehicle.

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