Vauxhall PCP Calculator
Calculate your Vauxhall PCP monthly payments for Corsa, Astra, Crossland, Grandland. Get instant quotes with our free Vauxhall PCP finance calculator.
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Vauxhall PCP Calculator
Final payment: £9900.00 (45%)
Your Vauxhall PCP Finance Results
Amount to be financed
£18,700.00
Estimated monthly payment
£267.24
Term
48 months
Final payment at end
£9,900.00 (45%)
Total Amount Paid
£26,027.71
Total interest
£4,027.71
About Vauxhall PCP Finance
Vauxhall PCP (Personal Contract Purchase) is one of the most popular ways to finance a Vauxhall.It offers flexible monthly payments and the option to own your Vauxhall at the end of the agreement.
Vauxhall Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Vauxhall models on PCP include the Corsa, Astra, Crossland, Grandland.
With Vauxhall PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Vauxhall model at the end of your agreement.
Vauxhall PCP FAQs
What is Vauxhall PCP finance?
Vauxhall PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Vauxhall with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Vauxhall models are available on PCP?
Most Vauxhall models are available on PCP including the Corsa, Astra, Crossland, Grandland. Vauxhall also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Vauxhall PCP?
Vauxhall PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Vauxhall often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Vauxhall PCP?
Vauxhall PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £22,000 Vauxhall, you'd typically need a £3,300-£4,400 deposit.
Can I get Vauxhall PCP with bad credit?
Vauxhall Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Vauxhall PCP?
At the end of your Vauxhall PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Vauxhall (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Vauxhall.
Are there mileage restrictions on Vauxhall PCP?
Yes, Vauxhall PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Vauxhall on PCP?
Vauxhall PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Vauxhall Financial Services before making any modifications.
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