Vauxhall Hire Purchase Calculator
Calculate your Vauxhall Hire Purchase monthly payments for Corsa, Astra, Crossland, Grandland. Get instant quotes with our free Vauxhall HP finance calculator.
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Vauxhall Hire Purchase Calculator
Your Vauxhall Hire Purchase Results
Amount to be financed
£18,700.00
Monthly payment
£446.93
Term
48 months
Total Amount Paid
£24,752.53
Total interest
£2,752.53
You own the car after
48 months
About Vauxhall Hire Purchase
Vauxhall Hire Purchase is a straightforward way to finance your Vauxhall.You pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the car.
Vauxhall Financial Services offers competitive HP rates, typically ranging from 4.9% to 9.9% APR. Unlike PCP, there's no final balloon payment - you make equal monthly payments throughout the term.
Vauxhall HP is ideal if you want to own your Vauxhall outright and prefer predictable monthly payments. You can also settle the agreement early to save on interest charges.
Vauxhall Hire Purchase FAQs
What is Vauxhall Hire Purchase?
Vauxhall Hire Purchase (HP) is a straightforward financing option where you pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the Vauxhall.
How does Vauxhall HP differ from PCP?
Unlike Vauxhall PCP, Hire Purchase has no final balloon payment. You make equal monthly payments throughout the term and automatically own the car at the end. HP typically has higher monthly payments but lower total cost.
What Vauxhall models are available on HP?
All Vauxhall models are available on Hire Purchase including the Corsa, Astra, Crossland, Grandland. Vauxhall also offers HP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Vauxhall HP?
Vauxhall HP APR rates typically range from 4.9% to 9.9% depending on the model and your credit profile. Vauxhall often offers promotional rates on selected models, sometimes as low as 0% APR.
How much deposit do I need for Vauxhall HP?
Vauxhall HP typically requires a minimum deposit of 10-20% of the car's value. For a £22,000 Vauxhall, you'd typically need a £3,300-£4,400 deposit. You can put down more to reduce monthly payments.
Can I get Vauxhall HP with bad credit?
Vauxhall Financial Services offers HP to customers with various credit profiles. Those with excellent credit will get the best rates, but Vauxhall will work with you to find suitable terms based on your circumstances.
Can I pay off Vauxhall HP early?
Yes, you can settle your Vauxhall HP agreement early. You'll receive a settlement figure that includes any outstanding balance minus interest charges. Early settlement can save you money on interest.
What happens if I miss Vauxhall HP payments?
Missing Vauxhall HP payments can result in late fees and may affect your credit rating. Vauxhall Financial Services will contact you to discuss payment options. In severe cases, they may repossess the vehicle.
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