Fiat PCP Calculator
Calculate your Fiat PCP monthly payments for 500, Panda, Tipo, 500X. Get instant quotes with our free Fiat PCP finance calculator.
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Fiat PCP Calculator
Final payment: £9000.00 (45%)
Your Fiat PCP Finance Results
Amount to be financed
£17,000.00
Estimated monthly payment
£242.95
Term
48 months
Final payment at end
£9,000.00 (45%)
Total Amount Paid
£23,661.55
Total interest
£3,661.55
About Fiat PCP Finance
Fiat PCP (Personal Contract Purchase) is one of the most popular ways to finance a Fiat.It offers flexible monthly payments and the option to own your Fiat at the end of the agreement.
Fiat Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Fiat models on PCP include the 500, Panda, Tipo, 500X.
With Fiat PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Fiat model at the end of your agreement.
Fiat PCP FAQs
What is Fiat PCP finance?
Fiat PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Fiat with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Fiat models are available on PCP?
Most Fiat models are available on PCP including the 500, Panda, Tipo, 500X. Fiat also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Fiat PCP?
Fiat PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Fiat often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Fiat PCP?
Fiat PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £20,000 Fiat, you'd typically need a £3,000-£4,000 deposit.
Can I get Fiat PCP with bad credit?
Fiat Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Fiat PCP?
At the end of your Fiat PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Fiat (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Fiat.
Are there mileage restrictions on Fiat PCP?
Yes, Fiat PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Fiat on PCP?
Fiat PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Fiat Financial Services before making any modifications.
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