Fiat Hire Purchase Calculator
Calculate your Fiat Hire Purchase monthly payments for 500, Panda, Tipo, 500X. Get instant quotes with our free Fiat HP finance calculator.
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Fiat Hire Purchase Calculator
Your Fiat Hire Purchase Results
Amount to be financed
£17,000.00
Monthly payment
£406.30
Term
48 months
Total Amount Paid
£22,502.30
Total interest
£2,502.30
You own the car after
48 months
About Fiat Hire Purchase
Fiat Hire Purchase is a straightforward way to finance your Fiat.You pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the car.
Fiat Financial Services offers competitive HP rates, typically ranging from 4.9% to 9.9% APR. Unlike PCP, there's no final balloon payment - you make equal monthly payments throughout the term.
Fiat HP is ideal if you want to own your Fiat outright and prefer predictable monthly payments. You can also settle the agreement early to save on interest charges.
Fiat Hire Purchase FAQs
What is Fiat Hire Purchase?
Fiat Hire Purchase (HP) is a straightforward financing option where you pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the Fiat.
How does Fiat HP differ from PCP?
Unlike Fiat PCP, Hire Purchase has no final balloon payment. You make equal monthly payments throughout the term and automatically own the car at the end. HP typically has higher monthly payments but lower total cost.
What Fiat models are available on HP?
All Fiat models are available on Hire Purchase including the 500, Panda, Tipo, 500X. Fiat also offers HP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Fiat HP?
Fiat HP APR rates typically range from 4.9% to 9.9% depending on the model and your credit profile. Fiat often offers promotional rates on selected models, sometimes as low as 0% APR.
How much deposit do I need for Fiat HP?
Fiat HP typically requires a minimum deposit of 10-20% of the car's value. For a £20,000 Fiat, you'd typically need a £3,000-£4,000 deposit. You can put down more to reduce monthly payments.
Can I get Fiat HP with bad credit?
Fiat Financial Services offers HP to customers with various credit profiles. Those with excellent credit will get the best rates, but Fiat will work with you to find suitable terms based on your circumstances.
Can I pay off Fiat HP early?
Yes, you can settle your Fiat HP agreement early. You'll receive a settlement figure that includes any outstanding balance minus interest charges. Early settlement can save you money on interest.
What happens if I miss Fiat HP payments?
Missing Fiat HP payments can result in late fees and may affect your credit rating. Fiat Financial Services will contact you to discuss payment options. In severe cases, they may repossess the vehicle.
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