Volvo PCP Calculator
Calculate your Volvo PCP monthly payments for XC40, XC60, XC90, S60, V60. Get instant quotes with our free Volvo PCP finance calculator.
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Volvo PCP Calculator
Final payment: £18000.00 (45%)
Your Volvo PCP Finance Results
Amount to be financed
£34,000.00
Estimated monthly payment
£485.90
Term
48 months
Final payment at end
£18,000.00 (45%)
Total Amount Paid
£47,323.11
Total interest
£7,323.11
About Volvo PCP Finance
Volvo PCP (Personal Contract Purchase) is one of the most popular ways to finance a Volvo.It offers flexible monthly payments and the option to own your Volvo at the end of the agreement.
Volvo Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Volvo models on PCP include the XC40, XC60, XC90, S60, V60.
With Volvo PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Volvo model at the end of your agreement.
Volvo PCP FAQs
What is Volvo PCP finance?
Volvo PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Volvo with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Volvo models are available on PCP?
Most Volvo models are available on PCP including the XC40, XC60, XC90, S60, V60. Volvo also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Volvo PCP?
Volvo PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Volvo often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Volvo PCP?
Volvo PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £40,000 Volvo, you'd typically need a £6,000-£8,000 deposit.
Can I get Volvo PCP with bad credit?
Volvo Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Volvo PCP?
At the end of your Volvo PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Volvo (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Volvo.
Are there mileage restrictions on Volvo PCP?
Yes, Volvo PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Volvo on PCP?
Volvo PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Volvo Financial Services before making any modifications.
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