Nissan Hire Purchase Calculator
Calculate your Nissan Hire Purchase monthly payments for Qashqai, Juke, Leaf, X-Trail. Get instant quotes with our free Nissan HP finance calculator.
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Nissan Hire Purchase Calculator
Your Nissan Hire Purchase Results
Amount to be financed
£25,500.00
Monthly payment
£609.45
Term
48 months
Total Amount Paid
£33,753.45
Total interest
£3,753.45
You own the car after
48 months
About Nissan Hire Purchase
Nissan Hire Purchase is a straightforward way to finance your Nissan.You pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the car.
Nissan Financial Services offers competitive HP rates, typically ranging from 4.9% to 9.9% APR. Unlike PCP, there's no final balloon payment - you make equal monthly payments throughout the term.
Nissan HP is ideal if you want to own your Nissan outright and prefer predictable monthly payments. You can also settle the agreement early to save on interest charges.
Nissan Hire Purchase FAQs
What is Nissan Hire Purchase?
Nissan Hire Purchase (HP) is a straightforward financing option where you pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the Nissan.
How does Nissan HP differ from PCP?
Unlike Nissan PCP, Hire Purchase has no final balloon payment. You make equal monthly payments throughout the term and automatically own the car at the end. HP typically has higher monthly payments but lower total cost.
What Nissan models are available on HP?
All Nissan models are available on Hire Purchase including the Qashqai, Juke, Leaf, X-Trail. Nissan also offers HP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Nissan HP?
Nissan HP APR rates typically range from 4.9% to 9.9% depending on the model and your credit profile. Nissan often offers promotional rates on selected models, sometimes as low as 0% APR.
How much deposit do I need for Nissan HP?
Nissan HP typically requires a minimum deposit of 10-20% of the car's value. For a £30,000 Nissan, you'd typically need a £4,500-£6,000 deposit. You can put down more to reduce monthly payments.
Can I get Nissan HP with bad credit?
Nissan Financial Services offers HP to customers with various credit profiles. Those with excellent credit will get the best rates, but Nissan will work with you to find suitable terms based on your circumstances.
Can I pay off Nissan HP early?
Yes, you can settle your Nissan HP agreement early. You'll receive a settlement figure that includes any outstanding balance minus interest charges. Early settlement can save you money on interest.
What happens if I miss Nissan HP payments?
Missing Nissan HP payments can result in late fees and may affect your credit rating. Nissan Financial Services will contact you to discuss payment options. In severe cases, they may repossess the vehicle.
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