Mercedes-Benz PCP Calculator
Calculate your Mercedes-Benz PCP monthly payments for C-Class, E-Class, S-Class, GLC, GLE and more. Get instant quotes with our free Mercedes PCP finance calculator.
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Mercedes-Benz PCP Calculator
Final payment: £22500.00 (45%)
Your Mercedes-Benz PCP Finance Results
Amount to be financed
£42,500.00
Estimated monthly payment
£607.37
Term
48 months
Final payment at end
£22,500.00 (45%)
Total Amount Paid
£59,153.88
Total interest
£9,153.88
About Mercedes-Benz PCP Finance
Mercedes-Benz PCP (Personal Contract Purchase) is one of the most popular ways to finance a Mercedes.It offers flexible monthly payments and the option to own your Mercedes at the end of the agreement.
Mercedes-Benz Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Mercedes models on PCP include the C-Class, E-Class, S-Class, GLC, GLE, and electric models like the EQA and EQS.
With Mercedes PCP, you can drive the Best or Nothing with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Mercedes model at the end of your agreement.
Mercedes-Benz PCP FAQs
What is Mercedes-Benz PCP finance?
Mercedes-Benz PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Mercedes with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Mercedes models are available on PCP?
Most Mercedes-Benz models are available on PCP including the A-Class, C-Class, E-Class, S-Class, GLA, GLC, GLE, GLS, and electric models like the EQA, EQB, EQC, and EQS. AMG models are also available on PCP.
What is the typical APR for Mercedes PCP?
Mercedes-Benz PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Mercedes often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Mercedes PCP?
Mercedes PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £50,000 Mercedes, you'd typically need a £5,000-£10,000 deposit.
Can I get Mercedes PCP with bad credit?
Mercedes-Benz Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Mercedes PCP?
At the end of your Mercedes PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Mercedes (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Mercedes.
Are there mileage restrictions on Mercedes PCP?
Yes, Mercedes PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Mercedes on PCP?
Mercedes PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Mercedes-Benz Financial Services before making any modifications.
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