Mazda PCP Calculator
Calculate your Mazda PCP monthly payments for CX-5, CX-30, Mazda3, MX-5. Get instant quotes with our free Mazda PCP finance calculator.
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Mazda PCP Calculator
Final payment: £12600.00 (45%)
Your Mazda PCP Finance Results
Amount to be financed
£23,800.00
Estimated monthly payment
£340.13
Term
48 months
Final payment at end
£12,600.00 (45%)
Total Amount Paid
£33,126.17
Total interest
£5,126.17
About Mazda PCP Finance
Mazda PCP (Personal Contract Purchase) is one of the most popular ways to finance a Mazda.It offers flexible monthly payments and the option to own your Mazda at the end of the agreement.
Mazda Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Mazda models on PCP include the CX-5, CX-30, Mazda3, MX-5.
With Mazda PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Mazda model at the end of your agreement.
Mazda PCP FAQs
What is Mazda PCP finance?
Mazda PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Mazda with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Mazda models are available on PCP?
Most Mazda models are available on PCP including the CX-5, CX-30, Mazda3, MX-5. Mazda also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Mazda PCP?
Mazda PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Mazda often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Mazda PCP?
Mazda PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £28,000 Mazda, you'd typically need a £4,200-£5,600 deposit.
Can I get Mazda PCP with bad credit?
Mazda Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Mazda PCP?
At the end of your Mazda PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Mazda (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Mazda.
Are there mileage restrictions on Mazda PCP?
Yes, Mazda PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Mazda on PCP?
Mazda PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Mazda Financial Services before making any modifications.
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