Lexus PCP Calculator
Calculate your Lexus PCP monthly payments. Get instant quotes with our free Lexus PCP finance calculator.
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Lexus PCP Calculator
Final payment: £13500.00 (30%)
About Lexus PCP Finance
Lexus PCP (Personal Contract Purchase) is a popular way to finance a Lexus.It offers flexible monthly payments and the option to own your Lexus at the end of the agreement.
With Lexus PCP, you can drive the latest Lexus with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade at the end of your agreement.
Lexus PCP FAQs
What is Lexus PCP finance?
Lexus PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Lexus with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end.
What is the typical APR for Lexus PCP?
Lexus PCP APR rates typically range from around 5.9% to 9.9% depending on model, credit profile, and current promotions.
How much deposit do I need for Lexus PCP?
Typically 10-20% of the car's value, though you can put down more to reduce monthly payments.
What happens at the end of Lexus PCP?
You have three options: pay the final balloon payment to own the car, hand it back (subject to fair wear and tear and mileage), or use any equity as a deposit on another Lexus.
Are there mileage limits on Lexus PCP?
Yes. Agreements include an annual mileage limit (typically 10,000-15,000 miles per year). Exceeding it incurs an excess mileage charge when you return the car.