Lexus PCP Calculator
Calculate your Lexus PCP monthly payments for IS, ES, NX, RX, LC. Get instant quotes with our free Lexus PCP finance calculator.
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Lexus PCP Calculator
Final payment: £20250.00 (45%)
Your Lexus PCP Finance Results
Amount to be financed
£38,250.00
Estimated monthly payment
£546.64
Term
48 months
Final payment at end
£20,250.00 (45%)
Total Amount Paid
£53,238.49
Total interest
£8,238.49
About Lexus PCP Finance
Lexus PCP (Personal Contract Purchase) is one of the most popular ways to finance a Lexus.It offers flexible monthly payments and the option to own your Lexus at the end of the agreement.
Lexus Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Lexus models on PCP include the IS, ES, NX, RX, LC.
With Lexus PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Lexus model at the end of your agreement.
Lexus PCP FAQs
What is Lexus PCP finance?
Lexus PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Lexus with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Lexus models are available on PCP?
Most Lexus models are available on PCP including the IS, ES, NX, RX, LC. Lexus also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Lexus PCP?
Lexus PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Lexus often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Lexus PCP?
Lexus PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £45,000 Lexus, you'd typically need a £6,750-£9,000 deposit.
Can I get Lexus PCP with bad credit?
Lexus Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Lexus PCP?
At the end of your Lexus PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Lexus (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Lexus.
Are there mileage restrictions on Lexus PCP?
Yes, Lexus PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Lexus on PCP?
Lexus PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Lexus Financial Services before making any modifications.
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