Jaguar PCP Calculator
Calculate your Jaguar PCP monthly payments for XE, XF, F-PACE, I-PACE. Get instant quotes with our free Jaguar PCP finance calculator.
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Jaguar PCP Calculator
Final payment: £22500.00 (45%)
Your Jaguar PCP Finance Results
Amount to be financed
£42,500.00
Estimated monthly payment
£607.37
Term
48 months
Final payment at end
£22,500.00 (45%)
Total Amount Paid
£59,153.88
Total interest
£9,153.88
About Jaguar PCP Finance
Jaguar PCP (Personal Contract Purchase) is one of the most popular ways to finance a Jaguar.It offers flexible monthly payments and the option to own your Jaguar at the end of the agreement.
Jaguar Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Jaguar models on PCP include the XE, XF, F-PACE, I-PACE.
With Jaguar PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Jaguar model at the end of your agreement.
Jaguar PCP FAQs
What is Jaguar PCP finance?
Jaguar PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Jaguar with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Jaguar models are available on PCP?
Most Jaguar models are available on PCP including the XE, XF, F-PACE, I-PACE. Jaguar also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Jaguar PCP?
Jaguar PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Jaguar often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Jaguar PCP?
Jaguar PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £50,000 Jaguar, you'd typically need a £7,500-£10,000 deposit.
Can I get Jaguar PCP with bad credit?
Jaguar Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Jaguar PCP?
At the end of your Jaguar PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Jaguar (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Jaguar.
Are there mileage restrictions on Jaguar PCP?
Yes, Jaguar PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Jaguar on PCP?
Jaguar PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Jaguar Financial Services before making any modifications.
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