Honda PCP Calculator
Calculate your Honda PCP monthly payments for Civic, CR-V, HR-V, Jazz. Get instant quotes with our free Honda PCP finance calculator.
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Honda PCP Calculator
Final payment: £12600.00 (45%)
Your Honda PCP Finance Results
Amount to be financed
£23,800.00
Estimated monthly payment
£340.13
Term
48 months
Final payment at end
£12,600.00 (45%)
Total Amount Paid
£33,126.17
Total interest
£5,126.17
About Honda PCP Finance
Honda PCP (Personal Contract Purchase) is one of the most popular ways to finance a Honda.It offers flexible monthly payments and the option to own your Honda at the end of the agreement.
Honda Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Honda models on PCP include the Civic, CR-V, HR-V, Jazz.
With Honda PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Honda model at the end of your agreement.
Honda PCP FAQs
What is Honda PCP finance?
Honda PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Honda with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Honda models are available on PCP?
Most Honda models are available on PCP including the Civic, CR-V, HR-V, Jazz. Honda also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Honda PCP?
Honda PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Honda often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Honda PCP?
Honda PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £28,000 Honda, you'd typically need a £4,200-£5,600 deposit.
Can I get Honda PCP with bad credit?
Honda Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Honda PCP?
At the end of your Honda PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Honda (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Honda.
Are there mileage restrictions on Honda PCP?
Yes, Honda PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Honda on PCP?
Honda PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Honda Financial Services before making any modifications.
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