Ford PCP Calculator
Calculate your Ford PCP monthly payments for Focus, Fiesta, Kuga, Mustang. Get instant quotes with our free Ford PCP finance calculator.
Used by 5000+ users
Free to use • No registration required • Instant results
Ford PCP Calculator
Final payment: £11250.00 (45%)
Your Ford PCP Finance Results
Amount to be financed
£21,250.00
Estimated monthly payment
£303.69
Term
48 months
Final payment at end
£11,250.00 (45%)
Total Amount Paid
£29,576.94
Total interest
£4,576.94
About Ford PCP Finance
Ford PCP (Personal Contract Purchase) is one of the most popular ways to finance a Ford.It offers flexible monthly payments and the option to own your Ford at the end of the agreement.
Ford Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Ford models on PCP include the Focus, Fiesta, Kuga, Mustang.
With Ford PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Ford model at the end of your agreement.
Ford PCP FAQs
What is Ford PCP finance?
Ford PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Ford with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Ford models are available on PCP?
Most Ford models are available on PCP including the Focus, Fiesta, Kuga, Mustang. Ford also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Ford PCP?
Ford PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Ford often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Ford PCP?
Ford PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £25,000 Ford, you'd typically need a £3,750-£5,000 deposit.
Can I get Ford PCP with bad credit?
Ford Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Ford PCP?
At the end of your Ford PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Ford (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Ford.
Are there mileage restrictions on Ford PCP?
Yes, Ford PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Ford on PCP?
Ford PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Ford Financial Services before making any modifications.
Related Ford Tools
Ford MOT Check
Check your MOT status, see its expiry date, days remaining and previous failure
Ford Road Tax Check
Check your road tax status, expiry date and remaining days
Ford ULEZ Check
Check your ULEZ compliance status and daily charges
Ford HP Calculator
Calculate your HP finance payments and total cost