Cadillac PCP Calculator
Calculate your Cadillac PCP monthly payments for XT4, XT5, XT6, Escalade. Get instant quotes with our free Cadillac PCP finance calculator.
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Cadillac PCP Calculator
Final payment: £22500.00 (45%)
Your Cadillac PCP Finance Results
Amount to be financed
£42,500.00
Estimated monthly payment
£607.37
Term
48 months
Final payment at end
£22,500.00 (45%)
Total Amount Paid
£59,153.88
Total interest
£9,153.88
About Cadillac PCP Finance
Cadillac PCP (Personal Contract Purchase) is one of the most popular ways to finance a Cadillac.It offers flexible monthly payments and the option to own your Cadillac at the end of the agreement.
Cadillac Financial Services provides competitive PCP rates, typically ranging from 4.9% to 9.9% APR. Popular Cadillac models on PCP include the XT4, XT5, XT6, Escalade.
With Cadillac PCP, you can drive with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade to a newer Cadillac model at the end of your agreement.
Cadillac PCP FAQs
What is Cadillac PCP finance?
Cadillac PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a Cadillac with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end of the agreement.
What Cadillac models are available on PCP?
Most Cadillac models are available on PCP including the XT4, XT5, XT6, Escalade. Cadillac also offers PCP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Cadillac PCP?
Cadillac PCP APR rates typically range from 4.9% to 9.9% depending on the model, your credit profile, and current promotional offers. Cadillac often runs special finance deals with reduced APRs on selected models.
How much deposit do I need for Cadillac PCP?
Cadillac PCP typically requires a minimum deposit of 10-20% of the car's value, though you can put down more to reduce monthly payments. For a £50,000 Cadillac, you'd typically need a £7,500-£10,000 deposit.
Can I get Cadillac PCP with bad credit?
Cadillac Financial Services offers PCP to customers with various credit profiles, though those with excellent credit will get the best rates. They will assess your application and may offer alternative terms if needed.
What happens at the end of Cadillac PCP?
At the end of your Cadillac PCP agreement, you have three options: 1) Pay the final balloon payment to own the car, 2) Return the car to Cadillac (subject to fair wear and tear), or 3) Use any equity as a deposit for a new Cadillac.
Are there mileage restrictions on Cadillac PCP?
Yes, Cadillac PCP agreements include an annual mileage limit (typically 8,000-15,000 miles). If you exceed this limit, you'll pay an excess mileage charge (usually 5-10p per mile) when you return the car.
Can I modify my Cadillac on PCP?
Cadillac PCP agreements generally don't allow significant modifications as they affect the car's value. Minor cosmetic changes may be acceptable, but you should check with Cadillac Financial Services before making any modifications.
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