BMW PCP Calculator
Calculate your BMW PCP monthly payments. Get instant quotes with our free BMW PCP finance calculator.
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BMW PCP Calculator
Final payment: £13500.00 (30%)
About BMW PCP Finance
BMW PCP (Personal Contract Purchase) is a popular way to finance a BMW.It offers flexible monthly payments and the option to own your BMW at the end of the agreement.
With BMW PCP, you can drive the latest BMW with lower monthly payments than traditional hire purchase, and you have the flexibility to upgrade at the end of your agreement.
BMW PCP FAQs
What is BMW PCP finance?
BMW PCP (Personal Contract Purchase) is a flexible financing option that allows you to drive a BMW with lower monthly payments. You pay a deposit, make monthly payments, and can choose to buy the car, return it, or trade it in at the end.
What is the typical APR for BMW PCP?
BMW PCP APR rates typically range from around 5.9% to 9.9% depending on model, credit profile, and current promotions.
How much deposit do I need for BMW PCP?
Typically 10-20% of the car's value, though you can put down more to reduce monthly payments.
What happens at the end of BMW PCP?
You have three options: pay the final balloon payment to own the car, hand it back (subject to fair wear and tear and mileage), or use any equity as a deposit on another BMW.
Are there mileage limits on BMW PCP?
Yes. Agreements include an annual mileage limit (typically 10,000-15,000 miles per year). Exceeding it incurs an excess mileage charge when you return the car.