Alfa Romeo Hire Purchase Calculator
Calculate your Alfa Romeo Hire Purchase monthly payments for Giulia, Stelvio, Tonale. Get instant quotes with our free Alfa Romeo HP finance calculator.
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Alfa Romeo Hire Purchase Calculator
Your Alfa Romeo Hire Purchase Results
Amount to be financed
£29,750.00
Monthly payment
£711.02
Term
48 months
Total Amount Paid
£39,379.02
Total interest
£4,379.02
You own the car after
48 months
About Alfa Romeo Hire Purchase
Alfa Romeo Hire Purchase is a straightforward way to finance your Alfa Romeo.You pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the car.
Alfa Romeo Financial Services offers competitive HP rates, typically ranging from 4.9% to 9.9% APR. Unlike PCP, there's no final balloon payment - you make equal monthly payments throughout the term.
Alfa Romeo HP is ideal if you want to own your Alfa Romeo outright and prefer predictable monthly payments. You can also settle the agreement early to save on interest charges.
Alfa Romeo Hire Purchase FAQs
What is Alfa Romeo Hire Purchase?
Alfa Romeo Hire Purchase (HP) is a straightforward financing option where you pay a deposit and then make fixed monthly payments over an agreed term. Once all payments are complete, you automatically own the Alfa Romeo.
How does Alfa Romeo HP differ from PCP?
Unlike Alfa Romeo PCP, Hire Purchase has no final balloon payment. You make equal monthly payments throughout the term and automatically own the car at the end. HP typically has higher monthly payments but lower total cost.
What Alfa Romeo models are available on HP?
All Alfa Romeo models are available on Hire Purchase including the Giulia, Stelvio, Tonale. Alfa Romeo also offers HP on their vehicles with competitive rates and flexible terms.
What is the typical APR for Alfa Romeo HP?
Alfa Romeo HP APR rates typically range from 4.9% to 9.9% depending on the model and your credit profile. Alfa Romeo often offers promotional rates on selected models, sometimes as low as 0% APR.
How much deposit do I need for Alfa Romeo HP?
Alfa Romeo HP typically requires a minimum deposit of 10-20% of the car's value. For a £35,000 Alfa Romeo, you'd typically need a £5,250-£7,000 deposit. You can put down more to reduce monthly payments.
Can I get Alfa Romeo HP with bad credit?
Alfa Romeo Financial Services offers HP to customers with various credit profiles. Those with excellent credit will get the best rates, but Alfa Romeo will work with you to find suitable terms based on your circumstances.
Can I pay off Alfa Romeo HP early?
Yes, you can settle your Alfa Romeo HP agreement early. You'll receive a settlement figure that includes any outstanding balance minus interest charges. Early settlement can save you money on interest.
What happens if I miss Alfa Romeo HP payments?
Missing Alfa Romeo HP payments can result in late fees and may affect your credit rating. Alfa Romeo Financial Services will contact you to discuss payment options. In severe cases, they may repossess the vehicle.
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